what is bad credit?

any score lower than 650 is “bad”. A bad score could keep from:

Getting approved for a mortgage

Securing good rates on a car loan

Getting a low- interest credit card

Borrowing money from a prime lender

7 Common Credit Report Errors

1. Incorrect information
2. Closed Accounts Listed as Open
3. Unfamiliar Accounts
4. Bad Debts Older Than 7 Years
5. Duplicate Accounts
6. Debts from an Ex-Spouse
7. Inaccurate Payments History