what is bad credit?


any score lower than 650 is “bad”. A bad score could keep from:


Getting approved for a mortgage


Securing good rates on a car loan



Getting a low- interest credit card



Borrowing money from a prime lender
7 Common Credit Report Errors


- Incorrect information
- Closed Accounts Listed as Open
- Unfamiliar Accounts
- Bad Debts Older Than 7 Years
- Duplicate Accounts
- Debts from an Ex-Spouse
- Inaccurate Payments History
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